Lincoln Financial Group provides advice and solutions that help empower people to take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance, and wealth protection expertise to help address their lifestyle, savings, and income goals, as well as to guard against long-term care expenses. In 2012 Lincoln Financial Group’s Retirement Plan Services business announced the introduction of a new National LOSAP HEROPLUSSM Program. This first of its kind Length of Service Award Program was designed for individual Fire and Emergency Services departments to help recruit, retain, and reward dedicated volunteers with a program that will help boost their retirement readiness. The National LOSAP HEROPLUSSM offers sponsors ongoing program support in an employer-sponsored retirement plan, and is customizable at the local level to meet the specific needs of the plan sponsor. For more information about the HEROPLUS Program please visit www.losap.com.